Equipment
Start with a quote for the equipment the business will actually use. Include setup and replacement costs while keeping personal purchases outside the request.
Business financing referrals · Owner-operated businesses
Explore funding for the next purchase you make as an owner.
As an owner, you may be weighing equipment, stock and day-to-day costs at the same time. Separate those needs so the funding request explains which expense matters now.
Business costs
Purchases to include in your request
Inventory
Describe the stock needed for normal trade or a confirmed new opportunity. Use supplier terms and current inventory to estimate the purchase.
Operating capacity
Additional help, premises and routine bills may create a defined cash gap. List the business obligations and the period the requested funds would cover.
How requests work
From request to provider review
Define the request
Enter the amount, intended business use and the date the expense needs to be covered.
Describe the business
Provide your revenue range, operating history, industry and approximate personal credit range.
Check and submit
Review the answers and consent details, confirm your mobile number and submit the completed application.
Review the details first
Compare the offer with your operating budget
Net proceeds
Check what the business would receive after any upfront deductions.
Total obligation
Ask for the complete amount payable, including charges and fees.
Payment dates
Compare the payment frequency with the dates the business normally receives cash.
Owner-operated businesses · funding preparation
Build the request around your budget
Keep business receipts and expenses distinct from personal withdrawals. That separation makes the request clearer and helps assess whether proposed repayments fit the operation.
Prepare your details
Bring your business details together
Have current revenue figures and operating history nearby before starting the form.
- 01The amount needed, its purpose and the payment date
- 02Monthly business receipts and operating history
- 03Your industry, business name and estimated credit band
- 04Owner contact information and access to a mobile phone
Before completing a request
Questions about our funding referral service
How is my information shared?
We sell application and contact details to up to five funding partners, who may contact you about financing. We receive payment for referrals whether or not funding is provided; there is no application fee for this service.
Who decides on an offer?
An application is a request for consideration, not a financing approval. Each provider decides eligibility, any available amount and the terms it is willing to offer.
When might a provider respond?
The date selected in the form describes your need, not a promised funding date. Provider checks, documents and the agreement determine the actual timetable.
Why is mobile verification needed?
Read the Terms, Privacy Policy and contact consent before submitting. Mobile verification confirms access to the number entered and is separate from agreeing to calls or texts.
Your next step
Tell us what your business needs to fund
Use the business expense and payment schedule you have prepared to begin the funding application.